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New Car Lease vs Buy

Lease vs Buy

Why Should You Lease a New Car?

If you like to drive newer, safer, more reliable vehicles, prefer not pay a big down payment every few years, and also do not travel an excessive amount every year, then a new car lease should be the right choice for you. Leasing is ideal for people who would prefer to avoid the hassle of selling and buying each time they want to drive a new vehicle.

Why Buy a New Car?

Conversely, if you want long term relationships with a larger sense of commitment and ownership, then buying might be what’s best for you. Car-buying is typically best for shoppers who do not mind driving the same car or SUV for more than five years or even until the vehicle is no longer suited for the road.

Lease vs Buy: Which Is Right for You?

Knowing the pros, cons, and overall benefits of leasing vs buying a car or SUV is critical. Be sure to consider monthly payments, vehicle ownership, repair costs, and potential savings when considering the best new car or SUV financing type for you.


Leasing vs Buying: Ownership

When it comes to vehicle financing, new vehicle ownership surely comes along with many advantages, most associated with absolute ownership of the vehicle. You may not realize, however, there are also some nice advantages to leasing, as well. It’s essential to consider all financial aspects including buyout payments, down payment, monthly payments, term length, interest rate, depreciation, and maintenance & repair costs, before making a decision. A precise observation of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the ideal choice between leasing and buying a new car or SUV.

pros and cons of leasing vs buying a new car

Monthly Payments

Vehicle lease payments are often less expensive than auto loan and car financing payments as the standard lease format is more-or-less renting with the option to buy out at the end of your lease term. Remember when leasing that you will need a higher credit score, and will be required to carry collision and comprehensive insurance, though the same can be said for the lowest rate auto loans. Although it may likely increase your monthly payments, it’s also best to choose a model with the features you need or want, as personal satisfaction is often priceless.


why leasing a car is smart

Maintenance & Repair

Auto leasing often includes regular vehicle maintenance & repair. It’s important to keep this in mind when calculating monthly costs of leasing vs ownership. Regardless of which make and model you choose, mechanic bills are an uncertain cost that can quickly add up. And for those of us who are not certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing may be the best option for peace of mind.


lease vs buy car analysis

Savings vs Investment

In general, a new vehicle lease saves money in the short term with more affordable monthly payments, while buying earns you a long term investment, meaning full ownership of the value of the car or SUV at the time it is traded, sold, or paid-off. For best value on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For maximizing investment on a financed/purchased vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available

Volkswagen Lease and Finance Offers In San Diego CA

Volkswagen of Kearny Mesa knows that choosing the right Volkswagen car and financing option is never easy. Our team of experienced Volkswagen lease and finance specialist are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in San Diego, CA. We look forward to serving you.



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Cars Dec 1, 2021

They really went above and beyond to help me find my dream car. As a recent grad I just found a job couple months ago and it was really hard for me to find an ideal car that would fit my budget. People in Volkswagen dealership helped me find the best plan. I spend the whole day at the dealership looking for a car and they knew exactly what was I looking for. I really appreciate the help.

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Cars Nov 27, 2021

Mike S and Mike M were fantastic. Super responsive by text and phone, knowledgeable and got me into the car I needed quickly. I couldn’t recommend them more.

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Cars Nov 9, 2021

Great staff Ángell, Mike, and Aldo were very professional and went above and beyond to make my experience with Volkswagen great. Amazing crew will definitely recommend to family and friends.

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Cars Nov 7, 2021

The best experience leasing a car. This is the 3rd car I have leased from VE Kearney Mesa and Micheal gave me the best experience

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Cars Nov 3, 2021

Highly recommend this dealer excellent experience with salesman Michael Snyder we liked the way everything turned out I will personally recommend this dealer and salesman to friends and family thanks again!!

Car Buying Made Simple

10 Matching Vehicles Found

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We are excited to offer this 2022 Volkswagen Taos. This Volkswagen includes: BLACK, CLOUDTEX Cloth Seats Premium Synthetic Seats CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade DEEP BLACK PEARL COMBINATION ROADSIDE KIT RUBBER MATS KIT (SNM) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* This SUV gives you versatility, style and comfort all in one vehicle. Save money at the pump with this fuel-sipping Volkswagen Taos. You could keep looking, but why? You've found the perfect vehicle right here. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2022 Volkswagen Tiguan. This Volkswagen includes: PANORAMIC SUNROOF PACKAGE Panoramic Roof Generic Sun/Moonroof Sun/Moonroof TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEATING SURFACES Premium Synthetic Seats COMBINATION ROADSIDE KIT PURE WHITE CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade 3-ROW RUBBER MONSTER MATS W/LOGO KIT (SET OF 5) Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* This SUV gives you versatility, style and comfort all in one vehicle. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You could keep looking, but why? You've found the perfect vehicle right here. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2022 Volkswagen Tiguan. This Volkswagen includes: PYRITE SILVER METALLIC 2-ROW RUBBER MONSTER MATS W/LOGO KIT (SET OF 4) Floor Mats COMBINATION ROADSIDE KIT TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEATING SURFACES Premium Synthetic Seats CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Tiguan SE is the vehicle for you. Enjoy the comfort and safety of this AWD Volkswagen Tiguan SE equipped with many standard features found on other vehicles as optional equipment. You can finally stop searching... You've found the one you've been looking for. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2022 Volkswagen Tiguan. This Volkswagen includes: PANORAMIC SUNROOF PACKAGE Panoramic Roof Generic Sun/Moonroof Sun/Moonroof TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEATING SURFACES Premium Synthetic Seats COMBINATION ROADSIDE KIT PURE WHITE CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade 3-ROW RUBBER MONSTER MATS W/LOGO KIT (SET OF 5) Floor Mats LUGGAGE NET AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Tiguan SE is the vehicle for you. You've found the one you've been looking for. Your dream car. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2022 Volkswagen Tiguan. This Volkswagen includes: PANORAMIC SUNROOF PACKAGE Panoramic Roof Generic Sun/Moonroof Sun/Moonroof TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEATING SURFACES Premium Synthetic Seats COMBINATION ROADSIDE KIT PURE WHITE CARGO AREA RETRACTABLE PRIVACY COVER (PIO) Cargo Shade 3-ROW RUBBER MONSTER MATS W/LOGO KIT (SET OF 5) Floor Mats LUGGAGE NET AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Tiguan SE is the vehicle for you. There is no reason why you shouldn't buy this Volkswagen Tiguan SE. It is incomparable for the price and quality. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2022 Volkswagen Golf GTI. This Volkswagen includes: LUGGAGE NET COMBINATION ROADSIDE KIT TITAN BLK/SCALEPAPER PLD, CLOTH SEATING SURFACES Cloth Seats BLACK WHEEL PACKAGE Aluminum Wheels AUTO-DIMMING REARVIEW MIRROR W/HOMELINK CONNECT Auto-Dimming Rearview Mirror Universal Garage Door Opener RUBBER MATS KIT ORYX WHITE PEARL *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Golf GTI. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. There is no reason why you shouldn't buy this Volkswagen Golf GTI SE. It is incomparable for the price and quality. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2022 Volkswagen Golf GTI. This Volkswagen includes: AUTO-DIMMING REARVIEW MIRROR W/HOMELINK CONNECT Auto-Dimming Rearview Mirror Universal Garage Door Opener POMELO YELLOW METALLIC TITAN BLACK, PERFORATED VIENNA LEATHER SEATING SURFACES Leather Seats COMBINATION ROADSIDE KIT RUBBER MATS KIT *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Golf GTI. You've found the one you've been looking for. Your dream car. There is no reason why you shouldn't buy this Volkswagen Golf GTI Autobahn. It is incomparable for the price and quality. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2022 Volkswagen Atlas. This Volkswagen includes: PRIVACY COVER Cargo Shade COMBINATION ROADSIDE KIT TITAN BLACK W/QUARTZ, PERFORATED VIENNA LEATHER SEATING SURFACES Leather Seats VOLKSWAGEN LOGO PUDDLE LIGHTS TOURMALINE BLUE METALLIC RUBBER MATS KIT Floor Mats *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Atlas 3.6L V6 SEL Premium R-Line is the vehicle for you. You appreciate the finer things in life, the vehicle you drive should not be the exception. Style, performance, sophistication is in a class of its own with this stunning Volkswagen Atlas 3.6L V6 SEL Premium R-Line. All-wheel drive means peace of mind all the time. This P2p2/tourmaline AWD Volkswagen enjoys a host offeatures, including exceptional acceleration and superior stability so you can drive with confidence. Marked by excellent quality and features with unmistakable refined leather interior that added value and class to the Volkswagen Atlas 3.6L V6 SEL Premium R-Line. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2022 Volkswagen Atlas Cross Sport. This Volkswagen includes: COMBINATION ASSISTANCE KIT VW CARE ORYX WHITE PEARL VOLKSWAGEN LOGO PUDDLE LIGHTS FRAMELESS SELF-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener RUBBER MATS KIT Floor Mats PRIVACY COVER Cargo Shade CINNAMON BROWN/TITAN BLK, PERFORATED VIENNA LEATHER SEATING SURFACES Leather Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* This SUV gives you versatility, style and comfort all in one vehicle. Today's luxury vehicle is not just about opulence. It's about a perfect balance of performance, comfort and attention to detail. This 2022 Volkswagen Atlas Cross Sport 3.6L V6 SEL Premium R-Line is the perfect example of the modern luxury. This Volkswagen Atlas Cross Sport 3.6L V6 SEL Premium R-Line comes equipped with all wheel drive, which means no limitations as to how or where you can drive. Different terrains and varying weather conditions will have little effect as to how this vehicle performs. Added comfort with contemporary style is the leather interior to heighten the quality and craftsmanship for the Volkswagen Atlas Cross Sport 3.6L V6 SEL Premium R-Line. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2022 Volkswagen Atlas. This Volkswagen includes: PRIVACY COVER Cargo Shade COMBINATION ROADSIDE KIT TITAN BLACK W/QUARTZ, PERFORATED VIENNA LEATHER SEATING SURFACES Leather Seats DEEP BLACK PEARL VOLKSWAGEN LOGO PUDDLE LIGHTS 2ND-ROW DUAL CAPTAIN'S CHAIRS Rear Bucket Seats Bucket Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* This SUV gives you versatility, style and comfort all in one vehicle. Today's luxury vehicle is not just about opulence. It's about a perfect balance of performance, comfort and attention to detail. This 2022 Volkswagen Atlas 3.6L V6 SEL Premium R-Line is the perfect example of the modern luxury. This Volkswagen Atlas 3.6L V6 SEL Premium R-Line comes equipped with all wheel drive, which means no limitations as to how or where you can drive. Different terrains and varying weather conditions will have little effect as to how this vehicle performs. Added comfort with contemporary style is the leather interior to heighten the quality and craftsmanship for the Volkswagen Atlas 3.6L V6 SEL Premium R-Line. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Kearny Mesa.

Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (855) 684-9180 or by visiting us at the dealership.

SELLING PRICE OF VEHICLE APPLIES TO LEASE ONLY. VEHICLE MUST BE LEASED THROUGH VW CREDIT, INC. on approved credit, 750 fico score or above.

All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Kearny Mesa.

Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (855) 684-9180 or by visiting us at the dealership.

SELLING PRICE OF VEHICLE APPLIES TO LEASE ONLY. VEHICLE MUST BE LEASED THROUGH VW CREDIT, INC. on approved credit, 750 fico score or above.

All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

Must finance with VCI to qualify for the advertised price.

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8040 Balboa Ave • San Diego, CA 92111

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Volkswagen of Kearny Mesa 32.8228011, -117.1495453.