New Car Lease vs Buy

Lease vs Buy

Why Should You Lease a New Car?

If you like to drive newer, safer, more reliable vehicles, prefer not pay a big down payment every few years, and also do not travel an excessive amount every year, then a new car lease should be the right choice for you. Leasing is ideal for people who would prefer to avoid the hassle of selling and buying each time they want to drive a new vehicle.

Why Buy a New Car?

Conversely, if you want long term relationships with a larger sense of commitment and ownership, then buying might be what’s best for you. Car-buying is typically best for shoppers who do not mind driving the same car or SUV for more than five years or even until the vehicle is no longer suited for the road.

Lease vs Buy: Which Is Right for You?

Knowing the pros, cons, and overall benefits of leasing vs buying a car or SUV is critical. Be sure to consider monthly payments, vehicle ownership, repair costs, and potential savings when considering the best new car or SUV financing type for you.


Leasing vs Buying: Ownership

When it comes to vehicle financing, new vehicle ownership surely comes along with many advantages, most associated with absolute ownership of the vehicle. You may not realize, however, there are also some nice advantages to leasing, as well. It’s essential to consider all financial aspects including buyout payments, down payment, monthly payments, term length, interest rate, depreciation, and maintenance & repair costs, before making a decision. A precise observation of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the ideal choice between leasing and buying a new car or SUV.

pros and cons of leasing vs buying a new car

Monthly Payments

Vehicle lease payments are often less expensive than auto loan and car financing payments as the standard lease format is more-or-less renting with the option to buy out at the end of your lease term. Remember when leasing that you will need a higher credit score, and will be required to carry collision and comprehensive insurance, though the same can be said for the lowest rate auto loans. Although it may likely increase your monthly payments, it’s also best to choose a model with the features you need or want, as personal satisfaction is often priceless.


why leasing a car is smart

Maintenance & Repair

Auto leasing often includes regular vehicle maintenance & repair. It’s important to keep this in mind when calculating monthly costs of leasing vs ownership. Regardless of which make and model you choose, mechanic bills are an uncertain cost that can quickly add up. And for those of us who are not certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing may be the best option for peace of mind.


lease vs buy car analysis

Savings vs Investment

In general, a new vehicle lease saves money in the short term with more affordable monthly payments, while buying earns you a long term investment, meaning full ownership of the value of the car or SUV at the time it is traded, sold, or paid-off. For best value on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For maximizing investment on a financed/purchased vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available

Volkswagen Lease and Finance Offers In San Diego CA

Volkswagen of Kearny Mesa knows that choosing the right Volkswagen car and financing option is never easy. Our team of experienced Volkswagen lease and finance specialist are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in San Diego, CA. We look forward to serving you.



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We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) FIRST AID KIT VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You can finally stop searching... You've found the one you've been looking for. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2020 Volkswagen Jetta. Save money at the pump with this fuel-sipping Volkswagen Jetta. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) FIRST AID KIT VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Why spend more money than you have to? This Volkswagen Jetta will help you keep the extra money you'd normally spend on gas. You've found the one you've been looking for. Your dream car. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2020 Volkswagen Jetta. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. You've found the one you've been looking for. Your dream car. This is the one. Just what you've been looking for. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2020 Volkswagen Jetta. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. You could keep looking, but why? You've found the perfect vehicle right here. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2020 Volkswagen Jetta. Save money at the pump with this fuel-sipping Volkswagen Jetta. You can finally stop searching... You've found the one you've been looking for. You've found the one you've been looking for. Your dream car. This is the one. Just what you've been looking for. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. This vehicle won't last long, take it home today. Look no further, you have found exactly what you've been looking for. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. You could keep looking, but why? You've found the perfect vehicle right here. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. This vehicle won't last long, take it home today. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. This vehicle won't last long, take it home today. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Save money at the pump with this fuel-sipping Volkswagen Jetta. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. You can finally stop searching... You've found the one you've been looking for. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You've found the one you've been looking for. Your dream car. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Save money at the pump with this fuel-sipping Volkswagen Jetta. You can finally stop searching... You've found the one you've been looking for. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. This is the one. Just what you've been looking for. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: VW CARE DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. You can finally stop searching... You've found the one you've been looking for. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: VW CARE DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This vehicle won't last long, take it home today. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Save money at the pump with this fuel-sipping Volkswagen Jetta. You can finally stop searching... You've found the one you've been looking for. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. You've found the one you've been looking for. Your dream car. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You've found the one you've been looking for. Your dream car. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 
We are excited to offer this 2021 Volkswagen Jetta. Save money at the pump with this fuel-sipping Volkswagen Jetta. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. **Disclaimer - Price does not include tax, title, license, registration, or dealer installed options. Discounts are not compatible with all programs. Certain conditions may apply see dealer for details.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Kearny Mesa.

Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (855) 684-9180 or by visiting us at the dealership.

SELLING PRICE OF VEHICLE APPLIES TO LEASE ONLY. VEHICLE MUST BE LEASED THROUGH VW CREDIT, INC. on approved credit, 750 fico score or above.

All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Volkswagen of Kearny Mesa.

Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (855) 684-9180 or by visiting us at the dealership.

SELLING PRICE OF VEHICLE APPLIES TO LEASE ONLY. VEHICLE MUST BE LEASED THROUGH VW CREDIT, INC. on approved credit, 750 fico score or above.

All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge, and any emission testing charge.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

Must finance with VCI to qualify for the advertised price.

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